At the end of your PCP agreement, there are 3 options available to you. These are 1. Pay the finance company the final payment and keep the car. 2. Give back the car under the terms of the guaranteed future value. 3. Part exchange the car at a dealership who will pay off the final payment for you.
MILTON GATE LTD is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows MILTON GATE LTD to act as a credit broker, not as a lender, for the introduction to a limited number of lenders.
We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor and we act as their agent for this introduction. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.
Cars need to meet minimum emission standards when travelling in the Ultra Low Emission Zone (ULEZ) or the daily charge must be paid.
Minimum emission standards
Petrol: Euro 4
Diesel: Euro 6
The ULEZ will be enforced based on the declared emissions of the vehicle rather than the age. However:
Petrol cars that meet the ULEZ standards are generally those registered with the DVLA after 2005, although cars that meet the standards have been available since 2001
Diesel cars that meet the standards are generally those registered with the DVLA after September 2015
SW Car Supermarket accepts no responsibility for the accuracy of TFL's data and the consequences occurred
To save timely negotiation all our cars are heavily discounted upfront and offered nearer cost price, saving customers up to £2000 when compared to our competition. This ensures we are treating every customer the same. This fee is a compulsory fee and applies to all customers.
Variable admin fee is charged as listed below:
Retail customers pay £199.
Repeat customers purchasing a 2nd car within 12 months of the original invoice date £0.
Retail customers arranging finance using brokers outside of our immediate panel of lenders £399.
Trade customers making a purchase as the motor trade £499.
Export customers including Northern Ireland and the Republic of Ireland £499.