Let us arrange protection for you against any unexpected financial loss
Guaranteed Asset Protection (GAP) is designed to cover a motorist’s financial shortfall in the event their vehicle is declared a total loss. We offer several GAP schemes – Finance GAP, Contract Hire GAP, Return to Invoice Insurance and Vehicle Replacement Insurance.
Financing your Vehicle
How does it work with finance? For example, you purchase a vehicle at £18,999. The current finance settlement for your vehicle is £19,200. Your motor insurance company pay-out £12,000. The Guaranteed Asset Protection payout would provide the extra £7,200 to clear your outstanding finance - subject to terms and conditions.
How does it work with a cash purchase scenario? You pay £18,999 for your vehicle and your vehicle is written off. Your motor insurance company payout is £12,000. An RTI pay-out of £6,999 tops it up to the price you originally paid - subject to terms and conditions.
SW Car Supermarket accepts no responsibility for the accuracy of TFL's data and the consequences occurred
To save timely negotiation all our cars are heavily discounted upfront and offered nearer cost price, saving customers up to £2000 when compared to our competition. This ensures we are treating every customer the same. This fee is a compulsory fee and applies to all customers.
Variable admin fee is charged as listed below:
Retail customers pay £149.
Repeat customers purchasing a 2nd car within 12 months of the original invoice date £0.
Retail customers arranging finance using brokers outside of our immediate panel of lenders £399.
Trade customers making a purchase as the motor trade £499.
Export customers including Northern Ireland and the Republic of Ireland £499.