The Dash Cam Debate

  • Published: 19 January 2021

Car dash cams are becoming increasingly popular in the UK and it is estimated that around three million drivers are now using them. 

Although they provide various uses, the main reason drivers purchase a dash cam is to record their road journey in case they should witness, or be involved in, a road traffic collision. 

Insurance Benefits

So can dash cam footage really help in an insurance claim? Well the answer is, yes. In a recent survey by comparison site, Money Expert, a third of people surveyed confirmed that they have successfully settled a dispute solely thanks to their dash cam footage. 

By submitting their recording of the incident or accident to their insurer, they managed to prove that they were not at fault. Should they not have been able to prove this, these drivers are likely to have been left without their no claims bonus or unsettled disputes.

Dash cam footage provides evidence of what happened in an accident, rather than insurers relying on what’s said by those involved, or the need to seek impartial witnesses. It is considered hard evidence and a reliable source when it comes to road traffic incidents of any kind. 

Dash Cam Discounts

There is another big benefit to fitting a dash cam in your car - did you know that many insurance providers will now offer discounts to drivers with dash cams? The savings could be anywhere from 10% up to 20% which isn’t too shabby at all.

And there’s good news for us all; it is expected that the use of dash cams will continue to drive down the price of car insurance and that eventually, they will become a legal requirement for UK drivers, so watch this space! 

Dash cams are becoming increasingly more affordable as their popularity continues to grow. Some premium brand vehicles such as BMW and Tesla, are even being fitted with built-in dash cams as standard and we expect many other manufacturers will soon follow suit. 

Simple To Use

Most dash cams are very easy to fit using suction cups that stick to the windscreen and are usually placed by your rear-view mirror. It is powered by a USB cable which plugs into a USB socket if you have one, or a lighter port. 

Just make sure that the camera is placed on your windscreen appropriately, so that it does not block your view of the road. Once fitted, you're good to go! Your dash cam will automatically start recording when you turn on the ignition and stop once you turn it off.

 

Transport For London

Cars need to meet minimum emission standards when travelling in the Ultra Low Emission Zone (ULEZ) or the daily charge must be paid.

Minimum emission standards

Petrol: Euro 4
Diesel: Euro 6

The ULEZ will be enforced based on the declared emissions of the vehicle rather than the age. However:

Information from Transport For London

Check this car on the TFL website before purchasing: https://tfl.gov.uk/modes/driving/ultra-low-emission-zone/vrm-checker-ulez

SW Car Supermarket

To save timely negotiation all our cars are heavily discounted upfront and offered nearer cost price, saving customers up to £2000 when compared to our competition. This ensures we are treating every customer the same. This fee is a compulsory fee and applies to all customers.

Variable admin fee is charged as listed below:

  1. Retail customers pay £199.
  2. Repeat customers purchasing a 2nd car within 12 months of the original invoice date £0.
  3. Retail customers arranging finance using brokers outside of our immediate panel of lenders £399.
  4. Trade customers making a purchase as the motor trade £499.
  5. Export customers including Northern Ireland and the Republic of Ireland £499.
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